Inbound Planner

Our Inbound Planner page is home to exclusive content tailored specifically for expatriates planning to return to Australia in the short, medium, or long-term.

Are you a professional or executive looking to return to Australia?

Moving and living overseas can be an exciting and memorable experience. However, it can also be challenging and complex, as many Australian expats have experienced with the unfolding of the COVID-19 pandemic.  Under normal circumstances, there are a myriad of challenges and uncertainties to consider when you start to plan your return home; these have only been fuelled by the events of recent months, and can be quite overwhelming and difficult to navigate.

Without specific knowledge and planning, you risk paying unnecessary amounts of tax or not building optimal capital in tax-effective Australian superannuation.  The latter has annual contribution caps which compel a thought-out strategy.  Poor planning has the potential to significantly affect your lifestyle goals, such as when you can afford to retire and the sustainability of your income and capital in retirement.  As a result, it is important to ensure that you take the appropriate steps to make your return home to Australia as smooth as possible.  Our Inbound Planning team can work alongside you, to ensure a seamless transition when returning to Australia.

How can we help you?

We understand that your needs are unique and your financial circumstances complex, which means that you require a tailored specialist financial solution.  Our team can assist you in uncovering your goals and developing a complete financial solution that integrates both your Australian financial strategy and your existing approach in your current country of residence.

Tax management plays a critical part in successful repatriation.  Ineffective tax management can result in you paying significantly more tax than you’d like.  Our taxation specialists can help you understand the tax changes and your tax obligations upon becoming an Australian tax resident.  We can also help you employ the most appropriate strategy to minimise tax as you transfer your assets, including cash, back to Australia.

A superannuation account-based pension is one of the few tax-free assets you can have in Australia.  Before you retire, and while you are an expat, you can potentially save Australian income tax and boost your retirement funding by employing specific superannuation strategies.  We can advise you on strategies suited to your circumstances and goals that will enable you to build up capital sheltered in a tax-free environment when you retire.

After many years abroad, you may now have too little or too much life insurance and are perhaps paying unnecessary premiums embedded in old superannuation accounts.  Our team can help you understand your need for insurance (depending on your circumstances), the insurance options available to you, and work with you to integrate insurances and estate planning into your re-entry plan.

Outside of these key areas of our total wealth management advice, our expertise in dealing with issues specific to expatriates enables us to provide additional assistance in other aspects of your life.  Our advisers are able to project manage the financial aspects of your life while you are abroad or transitioning back to life in Australia, and also provide advice to you on an ongoing basis after you have repatriated.  The information on this page is general advice only and does not take into account your personal circumstances; please see our disclaimer.

Our Inbound Planner Team

Richard Marsden

Director

International and Executive

Ronan Zille

Principal Adviser

Sydney

Rachel Barlow

Senior Client Adviser

Wealth

Charlie Vincent

Manager

Tax Advisory

Alec Berry

Client Adviser

Executive and Aviation

Featured Articles and Videos

What every expat needs to know before returning to or retiring in Australia

12 August 2020
Many of us living and working outside Australia will ultimately want to return to live in Australia. Tax management and other financial considerations play a critical part in successful repatriation and in this article, we discuss some questions you should ask before coming back to Australia.

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Building a personal balance sheet with purpose

17 December 2019
In this article, we contend that building a personal balance sheet with a specific understanding of purpose can lead people to financial freedom and increased financial resilience. We provide some insights into what financial freedom and financial resilience mean.

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Webinar for Australian Expats Planning on Returning to Australia

17 October 2019
In this webinar, our team discusses common mistakes Australian expatriates looking to return to Australia should avoid making. The webinar addresses several key concerns and issues with particular emphasis placed on the areas of residency, taxation, and investment.

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