In our library, you will find the latest financial news, valuable insights and ideas, tips and tricks we've learnt over the years and other helpful educational pieces.
1 February 2018
By Andrew Albury
There are a number of important elements that, when planned, implemented and reviewed correctly and regularly, work together to make a self-managed superannuation fund (SMSF) operate successfully. One of the most critical, and often overlooked, of these, is succession planning.
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15 January 2018
For those within the critical five years prior to retirement, the potential for investment losses presents a very specific risk: sequencing risk. That risk is where portfolio losses in drawdown accounts can have a very detrimental long-term effect on the longevity of that capital. This whitepaper explains sequencing risk and some of the ways to mitigate it.
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20 December 2017
The investment return outlook is relatively subdued for the next five years following a strong post-GFC rally. This means that now might be an ideal time to take advantage of alternative strategies available to you. So, before diving into 2018 and investing in riskier investments in the hope of gaining those higher returns, now is a good time to consider what other options you have on the table.
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11 December 2017
By Stephen Furness
For the past few months, Bitcoin has been the word playing on everyone’s lips. Despite being around for several years now, it has exploded in popularity across the globe. It seems to be everywhere – in the media, on blogs, creeping into everyday conversations. But what is it exactly and is it worth all the hype?
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22 November 2017
By Andrew Albury
Life expectancies are increasing. Interest rates are sitting at historic lows, and look like they’ll stay there for some time yet. Many retirees rely on investment income to fund their retirement years. However, the current low return environment means retirement savings have to stretch further than ever before and the income provided by today’s low yields may not be enough. So how much is enough?
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15 November 2017
By John Barton
Wealth and health are two topics that many of us flat-out prefer a comfortable level of ignorance compared to the often inconvenient, and sometimes confronting, truth. Most of us tend to avoid, put off and defer the assessments and actions that will actually get us where we want to get. However, getting there will, in most cases, require a level of inconvenience – and many of us simply prefer the comfort of assuming all will be well rather than face a little inconvenience along the way.
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24 October 2017
MGD Directors, Stephen Furness and Andrew Albury, have received the Paul Harris Fellow, one of The Rotary Foundation’s highest honours and most prestigious community awards. The Paul Harris Fellow is a tribute to an individual whose life demonstrates a shared purpose with the objectives of the Rotary Foundation and recognises exemplary work in community service or a substantial donation to the Foundation.
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10 October 2017
We’re now a few months into the 2017-18 financial year and the much-discussed superannuation reforms have now been implemented, the most significant of which is the $1.6 million cap on all new and existing pension accounts. However, something we thought it worth touching on which may have been overlooked in the midst of all the changes is the use of Small Business CGT Concessions.
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28 September 2017
By John Barton
As parents, much of our time, energy and money is directed towards ensuring our children have the best possible start in life, as well as providing them with the means to become productive members of society. However, as our children become adults and begin their own families, the focus tends to shift to securing our own retirement...
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19 September 2017
By John Barton
“Investors losing millions of dollars, bar staff taking cash from the till just to get paid and a former cricketer dropping out of a high-profile marketing deal” ... Sounds like the beginnings of a financial catastrophe, doesn’t it? That’s because it is.
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25 August 2017
MGD Director Andrew Albury has been shortlisted as one of nine finalists in the SMSF Adviser of the Year category of the Queensland 2017 SMSF and Accounting Awards. The Awards recognise individuals and businesses that are making their mark in SMSF and accounting advice by championing professionalism, quality advice and innovation...
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25 August 2017
We understand that as a young professional, you’re juggling a number of competing priorities, and that it can be difficult finding the time or headspace to think about your financial future. However, with age on your side, you are in a powerful position. We've shared five considerations to help get you started in building the foundations for your financial future...
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31 May 2017
By Renee Black
Here we share ten superannuation and taxation planning strategies you may want to consider in order to boost your retirement savings, maximise Government entitlements, avoid potential penalties and ultimately, reduce your tax payable before end of financial year.
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