News

On our news page, you will find the latest financial news, valuable insights and new ideas, tips and tricks we've learnt over the years and other helpful educational pieces.

What happens to SMSFs if members go overseas?

While living and working abroad can be an attractive option, there are a number of things to take into consideration beforehand. This includes SMSF compliance.

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10 super and tax planning tips for end of financial year

Here we share ten superannuation and taxation planning strategies you may want to consider in order to boost your retirement savings, maximise Government entitlements, avoid potential penalties and ultimately, reduce your tax payable before end of financial year.

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Federal Budget 2017 – Social Security

Overall, the Budget said the Social Security budget Social security and welfare function are estimated to increase by 3.3 per cent in real terms from 2016-17 to 2017-18, and by 8.9 per cent in real terms from 2017-18 to 2020-21...

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Federal Budget 2017 – Taxation

Key business and personal tax points to note from the Federal Budget 2017 announcement, including an extension to the $20,000 instant asset write-off for small business...

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Federal Budget 2017 – Super

Key points from the Federal Budget 2017 announcement, including the use of LRBAs to be included in a member's total super balance and transfer balance cap from 1 July 2018 ...

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7 things I’d tell my younger self

Hindsight is an incredible thing and what’s more, hindsight brings with it 20/20 vision. When you think about it, of all the people to take advice from, the best person is really you. Or, the ‘older you’ specifically. You know you best.

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Don’t let the super reforms unravel your estate planning

There is now only 13 weeks left before the Government’s new super reforms kick in. This means, there is only 13 weeks left to rethink your super strategy and make any necessary changes to ensure you get the best financial outcomes and avoid potential penalties. Time is running out.

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Education Bonds: Investing for Children and Grandchildren

Last week, we introduced the concept of an insurance bond for tax-effective saving outside superannuation. We also touched on a unique sub-class of insurance bonds, known as education bonds, which can be used to invest for your child/grandchild’s future in a tax-effective way and to make certain educational expenses tax deductible.

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The next best tax structure outside superannuation

Superannuation has long been hailed as the best tax structure in Australia. However, it isn’t the only long-term investment option available and with the impending legislative changes limiting how much can be entered and invested into super, now is a good time to review the next best option.

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Superannuation changes: What you need to know

2017 is going to be a big year for superannuation. As end of financial year nears, we thought it worth outlining what changes you should make note of and what you can do to make sure you’re taking advantage of them before 1 July 2017.

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7 ways to kickstart 2017 – and make it your best financial year yet

If there is one thing 2016 taught us, it is that peace of mind is a valuable thing. We are both excited and hopeful for the year to come and have shared 7 tips to help make 2017 your best financial year yet and to help you achieve peace of mind for the year to come, regardless of what events unfold this year.

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Is your retirement at risk? The cost of an underinsured adult child

Many individuals view life risk insurances as something very low down on the financial priority list – only really considering it after a major life event occurs (such as a new mortgage or the birth of a child). However, leaving it too long may cost your future self (or your children) money and potential difficulties.

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What the $1.6 million pension cap means for you

As part of their controversial suite of proposed changes to superannuation put forward in May, the Coalition announced a cap of $1.6 million on all existing and new pension accounts. Last week, these changes passed through Parliament and are now Law.

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The next four years

As we’ve now had just over 24 hours to digest one of the most unprecedented upsets ever seen in US political history, it is now time to take a deep breath and consider what the next four years could mean for the US, Australia and global markets.

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What happens to markets if Trump wins?

With the US presidential election just days away, speculation and commentary is coming from all directions. Most commentators agree that a Clinton victory is still more likely than not and would be relatively benign for markets. Of course, a Clinton victory is not assured, with Trump closing in the polls in recent days.

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Bank hybrids: a cautionary tale

In today’s volatile and uncertain market where term deposit rates remain consistently low, investors continue to be attracted to the regular and defined distribution payments bank hybrid securities can offer. However, despite their many positive features, bank hybrids carry more risks than many investors realise.

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$500,000 non-concessional lifetime cap to be scrapped

In a monumental turnaround, the Federal Government has today made major changes to its superannuation package by dumping highly controversial plans for a $500,000 lifetime cap on non-concessional contributions.

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