In our library, you will find the latest financial news, valuable insights and ideas, tips and tricks we've learnt over the years and other helpful educational pieces.
16 December 2020
By Michelle Dall'Alba
The two most stressful circumstances a person can experience are divorce and the death of a spouse, according to the Life Change Index Scale (The Stress Test). We don’t want to contemplate either; however, if we face the prospect of both, we can develop a plan to ensure our financial position is protected. These two experiences have their own unique challenges, however there are common financial considerations.
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4 November 2020
By Andrew Proudfoot
A significant underinsurance gap exists both between the sexes and within various demographic segments of the Australian community. There are many reasons women remain underinsured. Time out of the workforce is a primary concern for many women and not just because of children; statistics show females are more likely to adopt the role of caregiver if something happens to a child or a relative.
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2 April 2020
By Andrew Proudfoot
Coronavirus (COVID-19) has triggered a public health crisis and a deepening financial crisis. It has also given rise to several implications for Australian Life Risk Insurance. In light of this, it is important that you understand the developments and how they impact life risk insurance policies going forward.
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2 April 2020
On Wednesday 1 April 2020, we hosted our webinar, "Seeking Safe Passage: Personal Financial Strategies for Times of Crisis" where Dr Michael E. Drew and Richard Marsden shared their expertise, thoughts and views on what investors and retirees are facing in the unfolding crises triggered by the global Coronavirus (COVID-19) pandemic. If you missed it, you can view the recording here.
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10 March 2020
By Andrew Proudfoot
Out of concern for the sustainability of the income protection market, the insurance regulator, APRA, is intervening to change the way income protection policies are offered in Australia. Read on to find out what this means for you.
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2 September 2019
By Andrew Albury
Most professions have industry-specific causes of serious concern. Having worked with many medical professionals over the years, including doctors, surgeons and dentists, we understand that this is certainly true within the medical industry. One such concern that has been commonly raised with us is needlestick injuries.
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18 May 2018
By Andrew Albury
If you’ve experienced a substantial increase in your personal risk insurance premiums in recent times, you’re not alone. Between 2010 and 2017, premiums rose a staggering 54.6%. Last year, they rose 4.84%, meaning the average cost of a family’s insurance policy will be approximately $200 more and likely to be much higher for professionals with significant levels of cover.
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17 April 2018
By John Barton
Like most people, I don’t watch a great deal of free-to-air TV anymore. However, this past couple of weeks, I did watch some of the Commonwealth Games and couldn’t help but notice the number of insurance advertisements still on the air. If those TV ads are still running – they must be working, right?
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15 November 2017
By John Barton
Wealth and health are two topics that many of us flat-out prefer a comfortable level of ignorance compared to the often inconvenient, and sometimes confronting, truth. Most of us tend to avoid, put off and defer the assessments and actions that will actually get us where we want to get. However, getting there will, in most cases, require a level of inconvenience – and many of us simply prefer the comfort of assuming all will be well rather than face a little inconvenience along the way.
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28 September 2017
By John Barton
As parents, much of our time, energy and money is directed towards ensuring our children have the best possible start in life, as well as providing them with the means to become productive members of society. However, as our children become adults and begin their own families, the focus tends to shift to securing our own retirement...
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25 August 2017
By Alec Berry
We understand that as a young professional, you’re juggling a number of competing priorities, and that it can be difficult finding the time or headspace to think about your financial future. However, with age on your side, you are in a powerful position. We've shared five considerations to help get you started in building the foundations for your financial future...
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31 May 2017
By Renee Black
Here we share ten superannuation and taxation planning strategies you may want to consider in order to boost your retirement savings, maximise Government entitlements, avoid potential penalties and ultimately, reduce your tax payable before end of financial year.
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19 April 2017
By John Barton
Hindsight is an incredible thing and what’s more, hindsight brings with it 20/20 vision. When you think about it, of all the people to take advice from, the best person is really you. Or, the ‘older you’ specifically. You know you best.
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21 February 2017
By Andrew Proudfoot
Last week, we introduced the concept of an insurance bond for tax-effective saving outside superannuation. We also touched on a unique sub-class of insurance bonds, known as education bonds, which can be used to invest for your child/grandchild’s future in a tax-effective way and to make certain educational expenses tax deductible.
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7 February 2017
By Andrew Proudfoot
Superannuation has long been hailed as the best tax structure in Australia. However, it isn’t the only long-term investment option available and with the impending legislative changes limiting how much can be entered and invested into super, now is a good time to review the next best option.
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6 January 2017
By John Barton
If there is one thing 2016 taught us, it is that peace of mind is a valuable thing. We are both excited and hopeful for the year to come and have shared 7 tips to help make 2017 your best financial year yet and to help you achieve peace of mind for the year to come, regardless of what events unfold this year.
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