Library

In our library, you will find the latest financial news, valuable insights and ideas, tips and tricks we've learnt over the years and other helpful educational pieces.

Budget

How to avoid infobesity

16 April 2019
By John Barton
In the past, lack of reliable information was traditionally the main challenge when it came to making decisions. This was true in most areas of life - especially with personal finance and investing. But we’ve come a long way in the last 20 years. Now, our challenge is reversed - we have too much information.

Federal Budget 2019: Tax

2 April 2019
The Federal Treasurer, Mr Josh Frydenberg, handed down the 2019/20 Federal Budget at 7:30 pm (AEDT) on 2 April 2019. The budget focuses on “restoring the nation's finances”, further strengthening the economy to create more jobs and to “guarantee the essential services”. The tax highlights include...

Federal Budget 2019: Super

Federal Budget 2019: Social Security

Changing perspectives

12 March 2019
By John Barton
By changing your perspective and adopting a few key techniques from your personal health management to your personal wealth management, you may come to realise that the two practises aren’t so dissimilar

Federal Budget 2018 – Super

8 May 2018
Mr Scott Morrison, the Federal Treasurer, handed down his third Budget on 8 May 2018. Mr Morrison said the Budget is focused on further strengthening the economy to “guarantee the essentials Australians rely on” and “responsibly repair the budget”. The Budget contains a range of measures intended to ensure the integrity of the tax and superannuation system. The super highlights include:

Federal Budget 2018 – Taxation

Federal Budget 2018 – Social Security

8 May 2018
The 2018-19 Budget includes a big increase in the number of aged Care Home Care packages, to enable older people to receive increased services in their home rather than in residential aged care. It also includes a number of initiatives designed to encourage older people to remain engaged in the workforce, including changes aimed at older small business owners.

Understanding downsizer contributions

10 April 2018
By David Lloyd
In the May 2017 Federal Budget announcement, new legislation was introduced whereby those aged 65 and over will be able to contribute an additional $300,000 into their superannuation upon the sale of their primary residence. These payments are referred to as ‘downsizer’ contributions...

Understanding the First Home Super Saver Scheme

10 April 2018
By Alec Berry
With housing affordability becoming increasingly challenging, many first home buyers are trying to best manage their path to the goal of owning property. To assist with these efforts, starting on 1 July 2017 a new initiative was introduced for Australians looking at getting themselves into the property market.

Federal Budget 2017 – Social Security

9 May 2017
Overall, the Budget said the Social Security budget Social security and welfare function are estimated to increase by 3.3 per cent in real terms from 2016-17 to 2017-18, and by 8.9 per cent in real terms from 2017-18 to 2020-21...

Federal Budget 2017 – Taxation

9 May 2017
Key business and personal tax points to note from the Federal Budget 2017 announcement, including an extension to the $20,000 instant asset write-off for small business...

Federal Budget 2017 – Super

9 May 2017
Key points from the Federal Budget 2017 announcement, including the use of LRBAs to be included in a member's total super balance and transfer balance cap from 1 July 2018 ...

Federal Budget 2016 – Superannuation Update

20 May 2016
The budget contained a number of important changes to the superannuation system, including retirement income streams and tax changes. The announced changes took everyone by surprise and it is important that you discuss your particular situation with your adviser and how these changes may affect you.

NCC lifetime cap and you

20 May 2016
From 3 May 2016, the amount of non-concessional contributions (NCCs) that a person can make to super will have a proposed cap of $500,000. What does this mean for you?

Federal Budget 2016

4 May 2016
Two major factors necessarily limited Scott Morrison and Malcolm Turnbull in their first crack at a Federal Budget – our relatively fragile economy, as evidenced by yesterday’s RBA announcement, and the fact that an election will be called within days.

Federal Budget 2016: social security

4 May 2016
Key points on social security from the Federal Budget 2016 announcement, including eligibility for the Disability Support Pension and changes to the Age Pension Assets Test...