Library

In our library, you will find the latest financial news, valuable insights and ideas, tips and tricks we've learnt over the years and other helpful educational pieces.

SMSF advisory

ALERT: Newly passed superannuation legislation

2 July 2021
By Brad Hoffman
On 17 June 2021, two long-awaited bills passed through the House of Representatives and the Senate. This includes the Treasury Laws Amendment (Self-Managed Superannuation Funds) Bill 2020 and the Treasury Laws Amendment (More Flexible Superannuation) Bill 2020.

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EOFY superannuation tips

21 June 2021
Andrew Albury and Brad Hoffman discuss key considerations ahead of the end of the 2020/21 financial year including the bring forward of concessional contributions and the first indexation of the new limits put in place in 2017. If you’d like to discuss EOFY strategies specific to your own circumstances, please get in touch with your adviser.

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Budget superannuation wrap up

24 May 2021
Andrew Albury and Brad Hoffman discuss the key superannuation announcements made by the Federal Government on 11 May including repealing the work test, extending access to downsizer contributions, legacy product conversions, relaxing residency requirements for SMSFs, and the removal of the $450 minimum monthly wage exemption for Superannuation Guarantee.

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Tired of paying rent? You could consider buying your business premises in an SMSF

11 December 2020
By Brad Hoffman
You run a successful business, you are already contributing the maximum deductible amount into your superannuation, and each year, you pay a significant amount of rent for your business premises to your landlord. Wouldn’t it be nice if you could buy your own business premises and pay that rent to yourself?

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End of financial year planning during COVID-19

8 June 2020
As we approach 30 June, end of financial year planning has become more important than ever. We understand that due to the pandemic, your cash flow and retirement savings may have been severely impacted, your business’s turnover may have decreased substantially, or your regular PAYG instalments (prepaid tax) may have varied. In this paper, we have shared some strategies you may wish to consider.

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SMSF direct property rent relief measures

28 April 2020
By Brad Hoffman
The unfolding health, economic and financial crises triggered by Coronavirus (COVID-19) has resulted in increased levels of unemployment and widespread income reduction, a phenomenon which has prompted many tenants to seek assistance from landlords.

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Is your SMSF investment strategy up to date?

1 October 2019
By Andrew Albury
The ATO has recently issued notices to close to 18,000 SMSFs flagged as holding 90% or more of their money in just one asset class. The move comes as the ATO renews its focus on SMSF investment strategy requirements, specifically diversification and liquidity risks.

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Super considerations for women

26 June 2019
By Michelle Dall'Alba
Many women take parental leave at some stage in their career, which can have a significant detrimental impact on a woman’s superannuation balance over her working life. It is important that we as women take some proactive steps to get better outcomes for our retirement. There are a number of actions you can take, no matter what age you are...

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An Important EOFY super reminder

26 June 2019
By David Lloyd
With 30 June only a few days away, a reminder to finalise any outstanding EOFY transactions and be aware of three important considerations, including minimum pensions, contributions and the Federal Government's "Protecting Your Super Package Act".

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Federal Budget 2019: Super

2 April 2019
The Federal Treasurer, Mr Josh Frydenberg, handed down the 2019/20 Federal Budget at 7:30 pm (AEDT) on 2 April 2019. The budget focuses on “restoring the nation's finances”, further strengthening the economy to create more jobs and to “guarantee the essential services”. The superannuation highlights include...

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A super time of year

31 July 2018
By John Barton
With many SMSFs busy finalising their accounts for 2017-18, now is an ideal time of year for trustees to review their fund's portfolio and investment strategies in line with legal requirements and make the changes required to ensure their fund is compliant and on the right track for the coming year.

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Federal Budget 2018 – Super

8 May 2018
Mr Scott Morrison, the Federal Treasurer, handed down his third Budget on 8 May 2018. Mr Morrison said the Budget is focused on further strengthening the economy to “guarantee the essentials Australians rely on” and “responsibly repair the budget”. The Budget contains a range of measures intended to ensure the integrity of the tax and superannuation system. The super highlights include:

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Tax and super planning for end of financial year

26 April 2018
With 30 June 2018 rapidly approaching, now is the time to review your financial position and consider any tax or super strategies that could boost your retirement savings, maximise Government entitlements, avoid potential penalties and ultimately, reduce your tax payable.

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Understanding downsizer contributions

10 April 2018
By David Lloyd
In the May 2017 Federal Budget announcement, new legislation was introduced whereby those aged 65 and over will be able to contribute an additional $300,000 into their superannuation upon the sale of their primary residence. These payments are referred to as ‘downsizer’ contributions...

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Understanding the First Home Super Saver Scheme

10 April 2018
By Alec Berry
With housing affordability becoming increasingly challenging, many first home buyers are trying to best manage their path to the goal of owning property. To assist with these efforts, starting on 1 July 2017 a new initiative was introduced for Australians looking at getting themselves into the property market.

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Making sure control of your SMSF falls into the right hands

1 February 2018
By Andrew Albury
There are a number of important elements that, when planned, implemented and reviewed correctly and regularly, work together to make a self-managed superannuation fund (SMSF) operate successfully. One of the most critical, and often overlooked, of these, is succession planning.

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Don’t forget about Small Business CGT Concessions

10 October 2017
By David Lloyd
We’re now a few months into the 2017-18 financial year and the much-discussed superannuation reforms have now been implemented, the most significant of which is the $1.6 million cap on all new and existing pension accounts. However, something we thought it worth touching on which may have been overlooked in the midst of all the changes is the use of Small Business CGT Concessions.

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